We have studied about top 10 insurance companies and contacted them and found out that average price of Auto insurance in USA is $1,321 .
USAA have lowest cost in Auto Insurance Companies . its cost is about $875 but this is only available to Military Persons and their family members. Geiko comes on second spot after USAA and its cost is $1,100 . There are other companies which have less price than national average price . These companies are Nationwide , Travelers , State Farm .
There are other factors that effect how much you are going to pay for Car insurance and we will discuss that below . These factors include your age , your driving history , your credit score , and full coverage or minimum coverage have different prices .
Factors that effect Insurance Price
There are a lot of factors that effect price of Insurance like which car do you drive , your gender , your age , your driving history . Your location also have effect on Insurance Price . Different locations have different prices . If at some locations more insurance companies are present then companies will lower their prices because of competition .
| Company name | Average Rate |
| 1 USAA | $823 |
| 2 Geico | $1,015 |
| 3 State Farm | $1,086 |
| 4 Travelers | $1,168 |
| 5 Progressive | $1,235 |
| 6 National Average | $1,248 |
| 7 Nationwide | $1,294 |
| 8 American Family | $1,402 |
| 9 Farmers | $1,521 |
| 10 Allstate | $1,682 |
How much car insurance cost by Age
Age is also a big factor which effect insurance price 16 years old driver pay about $6,779 per year . Kids insurance is more expensive than adults because adults have more experience in driving . Car insurance price decreases when you reach at age of 25 . We are showing you a table so that you can get idea about average insurance price by age .